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Roland Financial Wealth Management, LLC

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Episode 32: 4 Behaviors That Could Wreck Your Retirement

Did you ever think it could be you that messed up your retirement? In recent years, there has been a huge push in the field of “behavioral finance.” That is, what types of behaviors do people and investors exhibit that can wreak havoc on one’s portfolio. That’s precisely what we want to talk about on…

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Episode 31: 6 Common Misconceptions About Retirement

Avoid these 6 common misconceptions that could impact your golden years. Planning for major life events can be very exciting, but it can also be very stressful. Some of these events may include your big wedding day, having a child, starting a new job, buying a new home, retirement, maybe even setting up a family…

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Episode 30: Could Inflation Deflate Your Retirement?

Current inflation concerns have many worried about running out of money in retirement. Did you know that inflation affects every single dollar you save, no matter where it’s invested? (even sitting in that coffee can in the backyard!) Inflation is when the value of a currency is falling, and consequently, the cost of goods and…

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Episode 29: Secrets to Retirement Success

Want to make sure your retirement turns out the way you hoped for? If you are listening to this show then you are likely searching for an upper edge. What for exactly? Maybe with investments, or the market, or your own personal financial plan. Or maybe you are simply trying to learn some key information…

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Episode 28: 5 Ways to Run Out of Money In Retirement

And How To Avoid Them! Here’s the thing: We’re all living longer than any generation before us, and those numbers are only rising. With medical advancements and technological achievements, our life expectancy has increased over the years where some can expect to spend potentially three to four decades in retirement. That’s about as long as…

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Episode 27: Retirement Tools vs. Retirement Strategies

Is your portfolio made up of a bunch of tools, or do you have a retirement strategy? When it comes to your money and your investments, are you focusing your decision-making process on the retirement tools, or are you focusing on a retirement strategy? They may seem like the same thing to you. They aren’t….

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Episode 26: Creating Your Retirement Budget

Want to retire confidently? It’s time to think about your monthly income needs We get the same question from our prospective clients a lot. “Do I have enough to retire?” It’s a great question to be asking if you have aspirations to retire in the near future. The problem is that the media and the…

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Episode 25: Diversifying Your Income

You’ve heard of diversifying your portfolio, but what about your income sources? By now you have probably figured out that we believe success in retirement is tied closely to your retirement income. Do you have a paycheck in retirement that you can rely on, like a pension? How about your Social Security check, does it…

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Episode 24: What Could Be Cutting Into Your Retirement Finances

When it comes to a well funded retirement you need a strategy that build your assets at the same time it helps to protect them against taxes, inflation, and the general costs of living. Roland goes over the different ways these can cut into your carefully accumulated savings.

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Episode 23: Key to Investing That No One is Talking About

You know, there is a key element of investing that NO ONE seems to be talking about, and how that element plays a BIG role in investing successfully. Roland and Lindsay discuss how identifying this element in your plan is crucial to helping invest successfully.

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Episode 22: Why Women SHOULD be Investing

When trying to grow your overall wealth, investing is arguably one of the best ways to reach those goals. At Roland Financial we passionately believe that women should be investing, and this episode talks about why we believe that.

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Episode 21: Passive Income Through Dividend Paying Stocks

Sure, you’ve heard of dividend paying stocks and possibly that they can create passive income, but, how? Roland dives into this topic to help your understand how these can become another stream of income for you especially during retirement

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Episode 20: Inflation, The Secret Killer of Retirement Savings

There has been a lot of discussion recently about rising inflation, but even at low rates, can secretly eat away at your carefully accumulated retirement savings. Roland shares some way to help avoid inflation creeping up on your retirement nest egg.

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Episode 19: Should I Stay or Should I Go?

If the current climate has you thinking about retiring early this brochure will help you answer THREE important questions. Geared toward the Healthcare field this brochure keeps your past career and future in mind.

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Episode 18: Roland Financial FAQ’s

There are a TON of questions you might have while trying to find the right financial professional. Leah and Roland go over the most common questions they hear from clients

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Episode 17: Bad Financial Habits You Should Break

Leah and Roland discuss some habits you should consider eliminating. Mindless spending, paying for subscriptions you don’t use or when was the last time you calculated all the money you spend on eating out? Find out how breaking these financial habits could set you ahead for your financial future.

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Episode 16: Don’t Let Your Tax Bill Catch You Off Guard in Retirement (Part 2)

Do you know how taxes could affect your retirement income, possibly including your Social Security and 401k & IRA withdrawals? Leah and Roland discuss how to calculate your tax rate and to be aware of your tax burden in retirement.

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Episode 15: Don’t Let Your Tax Bill Catch You Off Guard in Retirement (Part 1)

Do you know how taxes could affect your retirement income, possibly including your Social Security and 401k & IRA withdrawals? Leah and Roland discuss how to calculate your tax rate and to be aware of your tax burden in retirement.

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Episode 14: Retirement Lies Part #2

Once I retire, I can stop investing…I’ll help my kids pay for college before I retire…No one really retires anymore…Roland and Leah cover how we tend to tell ourselves sweet little lies like these and how we can avoid falling for them, once we understand where they come from.

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Episode 13: Retirement Lies Part #1

I’ll spend less when I retire…My taxes will be lower when I retire….What’s the point, I’ll never be able to retire… Roland and Leah cover how we tend to tell ourselves sweet little lies like these and how we can avoid falling for them, once we understand where they come from.

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Episode 12: Concerning Stats for Retirement

With the possibilities of too much debt, little savings, or stalled wages, Americans fall victim to retirement crises every day. The following statistics may scare you into jumpstarting your financial future.

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Episode 11: 9 Options to Fund Your Retirement

There are plenty of good retirement options out there, but sticking to a single plan won’t help you achieve your goals. Here are 9 Options to help Fund Your Retirement.

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Episode 10: Frequently Asked Questions about Retirement

Retirement may come with a few questions, like “How much money do I need to retire?” or “How will I pay for Medical Expenses in Retirement?”. Roland and Leah go over these questions and more to help you understand what kind of retirement YOU can have!

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Episode 9: Your Money, Your Health

When planning for retirement, many people express concerns about affording healthcare, but too few are actually making plans to cover their costs. Most don’t understand how to make these plans, or even how to estimate the money they’ll need for care.

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Episode 8: Retirement Planning vs. Financial Planning

At some point, you get to a spot where your financial planning might need to shift a little bit.  We believe this is when you begin seeing retirement in your near future. But what does that look like?

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Episode 7: The Key to Retiring Happy in 10 Steps

10 steps that can help you map out what you might need, both financially and emotionally, to increase your chances of being happy when you retire.

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Episode 6: Retirement 101 – Top 8 Questions About Retirement

Ready for Retirement 101? These are the top 8 questions you need to ask to help you achieve the retirement you really want!

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Episode 5: 10 Costly Money Mistakes People Make

Making  financial decisions isn’t just about providing for the distant future instead it’s about cutting down on the very concerns you feel each day. To help you get in control of your finances, this podcast discusses 10 potentially avoidable mistakes you could avoid.

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Episode 4: 5-1 and DONE!

Counting down to retirement? Learn what you can do in your last five years working to help make your retirement exciting and rewarding.

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Episode 3: Sneaky Expenses

What little expenses are hiding in your monthly budget? Children’s bills? Unused services? Find more ways to cut fat from your budget this week on the Wise Money Podcast.

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Episode 2: Retirement Statistics 2020

Leah and Roland discuss: How much money will you need to live comfortably in retirement, more seniors are declaring bankruptcy; why and key benefits you need to know for planning ahead for retirement?

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Episode 1: Make Your Money Last Throughout Your Lifetime

Learn more about how to improve confidence in saving for your retirement and learning how to generate guaranteed lifetime income.

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